TODAY YOU ORDER. TOMORROW YOU RIDE.

XO is the only fleet supplier in Serbia offering direct financing - no banks, no approval process, no delays. Put down 500€ per vehicle and ride out with your fleet.

YOUR FLEET IN 4 STEPS

01

Choosey our vehicles

Select your models and fleet size. Financing is available on orders of 5 or more units.
02

Pay the deposit

Put down 500€ per vehicle. That's your entry point - no large upfront capital required.
03

Sign & Ride

We handle everything directly. No bank approvals, no credit checks, no third parties. Sign the agreement with company or personal promissory notes and pick up your vehicles.
04

Pay in 12 or 24 installments

Spread the remaining cost over 12 or 24 monthly installments. Predictable payments, zero surprises.

NO BANKS. NO MIDDLEMAN. JUST US AND YOU.

Most fleet financing in Serbia means weeks of paperwork, bank approvals, and hidden fees. XO does it differently - we finance you directly, so you can focus on building your business, not chasing signatures.

Direct financing

No banks, no leasing companies, no intermediaries. You deal with XO directly - faster decisions, simpler process, zero bureaucracy.

500€ Deposit per vehicle

That's the only upfront cost. Pay the deposit today, and your fleet is on the road tomorrow. It's practically the unlock price for your next vehicle.

Flexible installments

Choose between 12 or 24 monthly installments. Both options are designed to keep your cash flow healthy while your fleet grows.

Promissory notes as collateral

We accept company or personal promissory notes - no asset pledges, no complicated guarantees. Simple, straightforward security.

THE FASTEST FLEET FINANCING IN SERBIA

24h

From application to approval

0

Banks involved in the process

500€

Deposit per vehicle to get started
FAQ

FINANCING FAQ

Financing is available on orders of 5 or more vehicles. This applies to any mix of XO models.

The down payment is 30% of the total order value. The deposit starts at 500€ per vehicle - that's your first step to getting on the road.

With financing, you pay in installments and own the vehicles outright after the final payment. With operational leasing, you pay a fixed monthly rate to use the vehicles - no ownership, but maximum flexibility.

No. XO finances you directly. There's no bank, no credit committee, and no waiting for third-party approval. We make the decision ourselves.

We accept company promissory notes or personal promissory notes. No asset pledges or complicated guarantee structures.

In most cases, within 24 hours. Reach out today and you could be riding tomorrow.

Yes. Fleet volume discounts apply regardless of whether you pay upfront or finance. The bigger your order, the better your per-unit price.

You can pay off the remaining balance at any time with no early termination penalties.

STOP WAITING FOR THE BANK. START BUILDING YOUR FLEET.

500€ per vehicle. 12 or 24 months. No banks. No delays. Just your fleet, ready to ride.

Power Your
Business Fleet Today

XO — purpose-built scooters for delivery fleets. Engineered for performance, priced for scale.
© XO 2026
Official partner: